The IRS is strongly encouraging taxpayers to set up Individual Online Accounts to ensure secure access to tax information, reduce identity theft, and streamline the filing process ahead of the April 15, 2026 deadline. The online portal offers features such as viewing refund statuses, accessing tax documents like W-2s and 1099s, managing payments, and requesting an Identity Protection PIN. The process requires identity verification via ID.me, which some find cumbersome, but it provides long-term benefits. Recent tax law changes include an increased SALT deduction cap to $40,000 for 2025, up from $10,000, potentially leading to higher refunds for itemizers, especially those with significant property or state taxes. However, high-income filers with modified adjusted gross income over $500,000 will see reduced benefits. The IRS highlights that digital tools can help avoid delays and errors, but warns that scammers often impersonate IRS messages during tax season. Taxpayers are advised to establish accounts early to avoid last-minute issues. The new law, the One, Big, Beautiful Bill Act, also affects credits and deductions, making early preparation crucial. Overall, creating an online account enhances security, provides quick access to essential tax documents, and supports a smoother filing experience, especially as new tax rules and refund adjustments come into effect.